Company Filing History:
Years Active: 2011-2019
Title: The Innovative Contributions of James E. Goral
Introduction
James E. Goral is a notable inventor based in San Antonio, TX (US). He has made significant contributions to the field of insurance technology, holding a total of 9 patents. His work focuses on automating risk assessment processes related to health metrics, which can greatly enhance the efficiency of insurance underwriting.
Latest Patents
Among his latest patents, Goral has developed systems and methods for automating the consideration of low body mass risk. This innovation involves automating the determination of a risk category for low body mass index (BMI) associated with the issuance of insurance policies. The system identifies applicants with a BMI within a specific range and evaluates their characteristics to determine their eligibility for different insurance rate categories. This allows for a more favorable classification for those who qualify.
Another significant patent addresses the automation of risk assessment for low cholesterol levels. This method involves assigning point values to various parameters associated with an applicant and calculating a total point value. The system then determines a risk category based on this total, streamlining the process of evaluating applicants' health risks.
Career Highlights
James E. Goral has worked with prominent organizations, including the United Services Automobile Association (USAA). His experience in these companies has allowed him to apply his innovative ideas in real-world settings, contributing to advancements in insurance technology.
Collaborations
Throughout his career, Goral has collaborated with notable colleagues such as Richard Charles Neal and Michael Belko. These partnerships have likely fostered a creative environment that encourages the development of groundbreaking solutions in the insurance industry.
Conclusion
James E. Goral's contributions to the field of insurance technology through his innovative patents demonstrate his commitment to improving risk assessment processes. His work not only enhances the efficiency of insurance underwriting but also reflects the importance of integrating technology into traditional industries.