James Armistead

Title: Innovations of James Armistead

Introduction

James Armistead is an accomplished inventor based in Mill Creek, CA (US). He is known for his innovative contributions to the field of electronic payments. His work has significantly impacted how consumers interact with financial institutions.

Latest Patents

James Armistead holds a patent for a method of direct electronic bill payment with real-time funds availability. This patent describes a system that includes receiving a request from a biller financial institution, which comprises a public consumer token provided by the consumer. The method allows for real-time payment processing, ensuring that funds are available immediately in the biller's account for the bill payment.

Career Highlights

Armistead is currently employed at Early Warning Services, LLC, where he continues to develop innovative solutions in the financial technology sector. His work focuses on enhancing the efficiency and security of electronic transactions.

Collaborations

James collaborates with talented professionals such as Rohit Mehtani and Suresh Munusamy. Together, they work on advancing technologies that improve consumer financial experiences.

Conclusion

James Armistead's contributions to electronic payment systems demonstrate his commitment to innovation in the financial industry. His patent and ongoing work at Early Warning Services, LLC highlight his role as a key player in shaping the future of digital transactions.