Company Filing History:
Years Active: 2022-2025
Title: The Innovative Mind of Hayes Patrick Reed
Introduction
Hayes Patrick Reed is an accomplished inventor based in Sacramento, California. With a focus on financial technologies, he holds two significant patents that showcase his innovative prowess in the loan industry.
Latest Patents
Reed's latest patent is centered around a loan refinancing and consolidation tool. This invention provides a method for processing requests to consolidate loans. The system involves receiving information about outstanding loans from various third-party lenders through electronic computing devices. Users can select which loans they wish to refinance or consolidate, and the system performs a benefits analysis. Based on this analysis, it determines whether any loans can be consolidated and which loans are excluded. The consolidated loan information and exclusion details are sent back to the user, providing a comprehensive overview of their options for loan management.
Career Highlights
Hayes Patrick Reed is currently associated with Wells Fargo Bank, N.A., where he applies his expertise in financial technologies. His contributions in the realm of loan refinancing and consolidation are noteworthy, reflecting his commitment to creating tools that enhance user experience and streamline financial processes.
Collaborations
In his professional journey, Reed collaborates with talents like Jason Michael Reiter and Steven Michael Schuler. Their collective expertise in the banking and technology sectors strengthens the innovation process, leading to more effective solutions in the financial industry.
Conclusion
Hayes Patrick Reed continues to make significant strides in innovation, particularly in the area of financial technologies. His patents not only demonstrate his inventive spirit but also aim to improve loan management for users, showcasing the potential impact of his work on the industry.