Company Filing History:
Years Active: 2006-2007
Title: Inventor Hartley C Starkman: Leading Innovations in Loan Portfolio Forecasting
Introduction:
Hartley C Starkman, based in Stamford, CT, is a distinguished inventor known for her significant contributions to the field of financial analytics. With a total of three patents to her name, her work focuses on innovative solutions for forecasting cash flow and income from loan portfolios, particularly in volatile markets.
Latest Patents:
Hartley C Starkman has developed several notable inventions, including:
1. **Delinquency-Moving Matrices for Visualizing Loan Collections**: This invention provides tools for forecasting cash flow and income from a loan portfolio. It is particularly valuable in unpredictable market conditions. The invention utilizes a specific embodiment to model consumer payment behavior and simulate account movement. Starkman’s approach enables the comparison of actual payment amounts and frequencies to delinquency rates, facilitating more accurate forecasting of cash flow.
2. **Methods and Systems for Determining Roll Rates of Loans**: This patent also focuses on forecasting tools for cash flow and income from collateral-based loan portfolios. Starkman’s invention similarly models consumer payment behavior and simulates account movements, emphasizing the importance of understanding where payments originate and how they relate to delinquency metrics.
Career Highlights:
Hartley C Starkman leverages her expertise as an innovative problem solver in the financial industry, specifically at General Electric Capital Corporation. Her ability to apply complex data modeling to real-world loan situations demonstrates her commitment to improving financial decision-making and understanding consumer behavior.
Collaborations:
While specific collaborations have not been detailed, Starkman’s role at a leading financial institution suggests she likely engages with teams of financial analysts and software developers to refine and implement her patented technologies for broad market application.
Conclusion:
Hartley C Starkman embodies the spirit of innovation, particularly in the finance sector, with her groundbreaking work on forecasting tools for loan portfolios. Her inventions not only enhance predictive analytics but also contribute to more strategic decision-making in a challenging economic landscape. As she continues to advance her research and patented methodologies, Hartley C Starkman remains a key figure in the intersection of technology and finance.