Hardeep K Gill

Title: Hardeep K Gill: Innovator in Credit Card Transaction Processing

Introduction

Hardeep K Gill is a notable inventor based in Boston, MA (US). He has made significant contributions to the field of credit card transaction processing through his innovative patents. With a total of 2 patents, Gill's work focuses on improving the efficiency and accuracy of interchange charge predictions.

Latest Patents

Hardeep K Gill's latest patents include a "Stochastic apparatus and method for estimating credit card type when predicting interchange code to process credit card transactions." This invention outlines a computer-implemented method that retrieves a historical transactions set, transforms bank identification numbers (BINs) into a plurality of BIN features, and trains a random forest model to predict interchange codes for new transactions.

Another significant patent is the "System for dynamic prediction of interchange rates for credit card transaction processing." Similar to his first patent, this invention also involves retrieving historical transaction data, transforming BINs, and training a random forest model to generate predicted interchange codes for new transactions.

Career Highlights

Hardeep K Gill is currently employed at Toast, Inc., where he continues to develop innovative solutions in the financial technology sector. His expertise in data analysis and machine learning has positioned him as a valuable asset in his field.

Collaborations

Throughout his career, Gill has collaborated with talented individuals such as Pearse J O'Flynn and Alan Z Zhao. These collaborations have contributed to the advancement of his projects and the successful development of his patents.

Conclusion

Hardeep K Gill is a prominent inventor whose work in credit card transaction processing has led to significant advancements in the industry. His innovative patents demonstrate his commitment to improving financial technology and enhancing transaction efficiency.