Guowei Wu

Title: Guowei Wu: Innovator in Financial Technology

Introduction

Guowei Wu is a notable inventor based in Charlotte, NC (US), recognized for his contributions to financial technology. He holds 3 patents that focus on enhancing customer evaluation and credit scoring systems within financial institutions. His innovative approaches aim to improve customer relationship management and credit assessment processes.

Latest Patents

One of Guowei Wu's latest patents is titled "Method and system for evaluating customers of a financial institution using customer relationship value tags." This invention involves a computerized method that analyzes customer information from a financial institution's database. It utilizes a customer assessment engine to evaluate the value of customers and identify treatment actions based on this assessment. The marked files are then accessed by other financial systems or customer representatives to implement the associated actions effectively.

Another significant patent is the "System and method for credit scoring using an identity network connectivity." This technique allows for determining credit ratings without relying on traditional credit bureau data. The method involves linking identity records and quantifying them to generate a credit rating, which is particularly beneficial for individuals with limited credit history, such as immigrants or young people.

Career Highlights

Guowei Wu has worked with prominent companies in the financial technology sector, including Fair Isaac Corporation and Id Analytics, Inc. His experience in these organizations has contributed to his expertise in developing innovative solutions for customer evaluation and credit scoring.

Collaborations

Throughout his career, Guowei Wu has collaborated with talented professionals, including Yinghua Lin and Stephen V Coggeshall. These collaborations have fostered a creative environment that has led to the development of impactful inventions.

Conclusion

Guowei Wu's contributions to financial technology through his patents and career experiences highlight his role as an innovator in the field. His work continues to influence how financial institutions assess and manage customer relationships and credit ratings.