Edina, MN, United States of America

Gumer Cruz Alvero

This inventor holds 1 USPTO granted patent and 3 published patent applications. Top assignee: Ameriprise Financial, Inc.. Active years: 2013.

IDiyas Innovation Intelligence. (2026). Inventor Profile: Gumer Cruz Alvero. Retrieved from https://idiyas.com/inventor/gumer-cruz-alvero

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

USPTO Granted Patents = 1 

% Patents Active = 100.0

Average Co-Inventor Count = 8.0

ph-index = 1


Company Filing History:


Years Active: 2013

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1 patent (USPTO):Explore Patents

Title: Gumer Cruz Alvero: Innovator in Financial Technology

Introduction

Gumer Cruz Alvero is a notable inventor based in Edina, MN (US). He has made significant contributions to the field of financial technology, particularly with his innovative approach to income adjustment methods for investment products.

Latest Patents

Gumer holds a patent for an invention titled "Automatic Income Adjustment." This method involves receiving market data associated with an investment product that specifies a first guaranteed annual withdrawal amount and a second guaranteed annual withdrawal amount. The first guaranteed annual withdrawal amount is greater than the second guaranteed annual withdrawal amount. The method includes automatically selecting a guaranteed annual withdrawal amount from the first and second amounts based on an evaluation of the market data. Gumer has 1 patent to his name.

Career Highlights

Gumer Cruz Alvero is currently employed at Ameriprise Financial, Inc., where he applies his expertise in financial products and investment strategies. His work focuses on enhancing the financial security of clients through innovative solutions.

Collaborations

Some of Gumer's coworkers include Stephen R. Wolfrath and Tamara L. Pollock, who contribute to the collaborative environment at Ameriprise Financial, Inc.

Conclusion

Gumer Cruz Alvero is a pioneering inventor whose work in automatic income adjustment methods showcases his commitment to improving financial products. His contributions are valuable to the industry and reflect his innovative spirit.

Profile summary based on public USPTO records.
Data Sources: USPTO Patent Grant XML, Patent Center, EPO & CIPO • Normalized by IDiyas Innovation Graph. Methodology & provenance architecturePlease report any incorrect information to [email protected]
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