Gregory Joseph Lloyd

Gregory Joseph Lloyd is a highly innovative inventor based in Charlotte, North Carolina. With a total of four patents to his name, Lloyd has made significant contributions to the field of virtual currency systems and non-intrusive geo-location determination.

Lloyd's latest patents demonstrate his expertise in designing cutting-edge financial transaction systems. In particular, his patent for Account Tokenization for Virtual Currency Resources presents an innovative solution for credit and settlement of virtual currency transactions. The system uses tokens associated with individual financial accounts to credit virtual currency amounts to customer bank accounts. This makes transactions faster and more secure, with cyber attackers having to break down multiple layers of encryption before they can steal information.

Another patent to his name is Non-Intrusive Geo-location Determination Associated with Transaction Authorization. This system utilizes one or more queries to a user's device for determining their location, which is then used to validate and authenticate transactions requested by the user. This ingenious approach enables a more secure authentication process, while also precluding any inadvertent privacy concerns.

Gregory Joseph Lloyd works for Bank of America Corporation, one of the largest banks in the world. His contributions have been instrumental in shaping the fintech division of the bank. Some of his coworkers in the bank include James Gregory Ronca and Tony England.

Overall, Gregory Joseph Lloyd's innovative contributions to the field of virtual currency and transaction authentication systems have established him as a leading inventor in the industry. His forward-thinking approach has not only brought success to his own career but has also significantly advanced the banking industry as a whole.