Location History:
- Dublin, IE (2008 - 2011)
- County Dublin, IE (2014 - 2018)
- Sandycove, IE (2003 - 2020)
Company Filing History:
10 out of 14 
1 out of 1 
1 out of 1 Years Active: 2003-2020
Title: Graham O'Donnell: Innovator in Financial Transaction Technologies
Introduction
Graham O'Donnell is a notable inventor based in Sandycove, Ireland. He has made significant contributions to the field of financial transaction technologies, holding a total of 13 patents. His innovative ideas focus on enhancing security and efficiency in business-to-business commerce and credit card systems.
Latest Patents
One of O'Donnell's latest patents is for a system of business-to-business commerce using financial transaction numbers, known as Controlled Payment Numbers (CPNs). This system issues a unique payment number for each transaction, effectively matching purchase and payment information. The issuance of the CPN is governed by business rules designed to restrict its use, ensuring that unauthorized users do not receive a CPN. Additionally, a declining balance CPN is also provided to enhance transaction control.
Another significant patent is for a credit card system that offers additional limited-use credit card numbers and/or cards. These can be utilized for single or limited-use transactions, thereby minimizing the risk of fraudulent reuse. This credit card system is particularly useful for remote transactions conducted via phone or the Internet. Furthermore, it addresses the issue of "skimming" fraud in card-present transactions, ensuring secure trade without the need for complex encryption techniques.
Career Highlights
Throughout his career, Graham O'Donnell has worked with various companies, including Orbis Patents Limited and Obis Patents Ltd. His experience in these organizations has contributed to his expertise in developing innovative financial solutions.
Collaborations
O'Donnell has collaborated with notable individuals in the industry, including Daniel Ian Flitcroft and Conor Langford. These partnerships have further enriched his work and expanded the impact of his inventions.
Conclusion
Graham O'Donnell's contributions to financial transaction technologies demonstrate his commitment to innovation and security. His patents reflect a deep understanding of the challenges in commerce and provide effective solutions to enhance transaction safety.