Company Filing History:
Years Active: 2017-2021
Title: The Innovative Journey of Ginger Baker
Introduction
Ginger Baker is a notable inventor based in San Francisco, CA (US). She has made significant contributions to the field of financial technology, holding a total of 3 patents. Her work focuses on creating innovative solutions that enhance the way consumers interact with financial services.
Latest Patents
One of Ginger Baker's latest patents is titled "Interoperable Financial Transactions via Mobile Devices." This invention provides a method and system for interoperable electronic financial services using mobile communication devices. It eliminates the need for traditional banking systems such as plastic cards, POS machines, branches, and ATMs. Consumers can deposit and withdraw money from their accounts using their mobile devices with the assistance of a local agent, without ever needing to visit a bank branch. The system utilizes the consumer's ID and mobile number to generate a PAN, which is then used to route transactions. Additionally, it employs indicators to identify the purpose of transactions, facilitating appropriate interchange, clearing, and settlement among participating entities. The system also offers real-time feedback on transactions and reduces costs by allowing an agent to service consumers from multiple banks and payment service providers.
Career Highlights
Ginger Baker is currently associated with Visa International Service Association, where she continues to innovate in the financial technology sector. Her work has garnered attention for its potential to revolutionize how financial transactions are conducted, making them more accessible and efficient for consumers.
Collaborations
Ginger collaborates with talented individuals such as Ashish Kulpati and Joseph Gordon Cooper, contributing to a dynamic work environment that fosters innovation and creativity.
Conclusion
Ginger Baker's contributions to financial technology through her patents and work at Visa International Service Association highlight her role as a pioneering inventor. Her innovative solutions are set to transform the landscape of electronic financial services, making them more user-friendly and efficient.