Company Filing History:
Years Active: 2011-2021
Title: Gidget Hall: Innovator in Electronic Bill Payment Systems
Introduction
Gidget Hall is a notable inventor based in Town & Country, MO (US). He has made significant contributions to the field of electronic bill payment systems, holding two patents that enhance the efficiency and functionality of payment processes.
Latest Patents
Gidget Hall's latest patents include an "Apparatus and method for bill payment card enrollment." This invention allows a bill payment provider to offer customers the option to pay bills using a payment card account. The process involves receiving a request to pay a bill via a mechanism that typically facilitates payments through electronic funds transfer from a customer's demand deposit account. The system formats and dispatches a message to an electronic bill payment system, indicating that it is a non-financial card payment message. This message includes essential details such as the biller's identification, the card number, and the expiration date of the payment card account.
Another significant patent is the "Apparatus and method for facilitating account restructuring in an electronic bill payment system." This system involves multiple participating entities, including receivers and originators. It allows for the restructuring of accounts by obtaining a data file that specifies old and new account numbers associated with a receiver. The remittance data is then routed according to the relevant account number, facilitating a smooth transition in account management.
Career Highlights
Gidget Hall is currently employed at Mastercard International Incorporated, where he continues to innovate in the field of electronic payments. His work focuses on improving the mechanisms that facilitate seamless transactions for consumers and businesses alike.
Collaborations
Gidget collaborates with several talented individuals, including Edward McLaughlin and Theresa L Altman, who contribute to the development of advanced payment solutions.
Conclusion
Gidget Hall's contributions to electronic bill payment systems demonstrate his commitment to innovation and efficiency in financial transactions. His patents reflect a deep understanding of the complexities involved in payment processing, making him a valuable asset in the industry.