Gary Randall Horn

Title: Gary Randall Horn: Innovator in Network Solutions and Merchant Data Management

Introduction

Gary Randall Horn is a prominent inventor based in O'Fallon, MO, with a remarkable portfolio of 17 patents. His work primarily focuses on enhancing network solutions and improving merchant data management systems. His innovative contributions have significantly impacted the fields of financial transactions and data processing.

Latest Patents

One of Horn's latest patents is titled "Merchant data cleansing in clearing record." This invention involves a network operator that intermediates cashless transactions by sending an outbound clearing data file enriched with cleansed merchant data to payment device issuers. The service aims to reduce costs associated with 'do not recognize' calls by cardholders, disputed charges, and charge-backs. By providing issuers with cleansed data, device holders gain access to accurate merchant information related to their transactions.

Another notable patent is "Systems and methods for use in geolocation resolution of computer network nodes." This invention outlines systems and methods for assigning locations to network records. The exemplary system includes a processor that accesses network records and determines an aggregate location for network nodes based on median location data. This innovation enhances the accuracy of location data assigned to network records.

Career Highlights

Throughout his career, Gary Randall Horn has worked with prestigious companies, including International Business Machines Corporation (IBM) and Mastercard International Incorporated. His experience in these organizations has allowed him to develop and refine his innovative ideas, contributing to advancements in technology and data management.

Collaborations

Horn has collaborated with notable professionals in his field, including Kimberly Ann Martin and Richard Thomas Flynn. These partnerships have fostered a creative environment that has led to the development of groundbreaking technologies.

Conclusion

Gary Randall Horn's contributions to the fields of network solutions and merchant data management are significant. His innovative patents and collaborations with industry leaders highlight his commitment to advancing technology. His work continues to influence the way financial transactions and data processing are approached today.