Esther Scott

Title: Esther Scott: Innovator in Payment Authentication

Introduction

Esther Scott is a prominent inventor based in Arlington, VA, known for her contributions to payment authentication technologies. With a total of three patents to her name, she has made significant strides in enhancing the security of financial transactions.

Latest Patents

One of Esther's latest patents focuses on systems and methods for payment authentication. This innovative method involves storing a first device fingerprint associated with a token representing a primary account number. The fingerprint is derived from both a device attribute of the user device and behavioral biometric data reflecting the user's interaction patterns. The process includes receiving an authentication request that indicates the token and a second device fingerprint generated by a customer device. The system identifies the stored first device fingerprint based on the token and determines whether the second device fingerprint matches it.

Career Highlights

Esther Scott is currently employed at Capital One Services, LLC, where she applies her expertise in developing advanced payment authentication systems. Her work is instrumental in ensuring secure transactions for customers and merchants alike.

Collaborations

Esther collaborates with talented professionals such as Clayton Johnson and Jeffrey Carlyle Wieker, contributing to a dynamic team focused on innovation in financial technology.

Conclusion

Esther Scott's work in payment authentication exemplifies her commitment to enhancing security in financial transactions. Her innovative patents and collaborative efforts position her as a key figure in the field of technology.