Eric Schindewolf

Title: Innovations by Eric Schindewolf

Introduction

Eric Schindewolf is an accomplished inventor based in Danville, CA (US). He has made significant contributions to the field of online authentication and access transactions. With a total of two patents to his name, Schindewolf's work is recognized for its innovative approach to enhancing security in payment processing.

Latest Patents

Schindewolf's latest patents focus on online authentication in access transactions. The embodiments of his invention are directed to access transactions where a gate access device interacts with a payment card, such as a credit card. The gate access device generates and transmits a first authorization request message to a payment processing network computer. Notably, this first authorization request message does not include an amount for the transaction but only contains identification information. A first authorization response message is then transmitted back to the gate access device. At a later point in time, a second authorization request message containing the transaction amount is sent from the gate access device to the issuer, and a response is received from the issuer.

Career Highlights

Eric Schindewolf is currently employed at Visa International Service Association, where he continues to develop innovative solutions in the payment processing industry. His expertise in online authentication has positioned him as a key player in enhancing transaction security.

Collaborations

One of Schindewolf's notable coworkers is Christian Aabye. Their collaboration contributes to the innovative environment at Visa International Service Association.

Conclusion

Eric Schindewolf's contributions to online authentication and access transactions demonstrate his commitment to innovation in the payment processing sector. His patents reflect a forward-thinking approach to security, making significant strides in the industry.