Douglas Van Horn

Title: Douglas Van Horn: Innovating Payment Transaction Security

Introduction

Douglas Van Horn, an accomplished inventor based in Kirkwood, Missouri, has made significant contributions to the field of payment transaction security. With a focus on innovative methods to enhance fraud detection and approval processes, Douglas has been awarded two patents throughout his career.

Latest Patents

His most recent patent focuses on a "System and methods for enhanced approval of a payment transaction." This innovative approach provides a computer-implemented method for determining a level of confidence that a payment transaction is not fraudulent. The method utilizes an assurance exchange (AE) computer device in communication with memory to enhance transaction security. It involves receiving and storing authentication data related to a candidate payment transaction from a merchant, processing an authorization request message from a payment processor, and calculating an assurance level score. This score signifies the confidence level in the authenticity of the transaction, ultimately aiding issuers in making more informed decisions regarding authorization.

Career Highlights

Douglas Van Horn currently works with Mastercard International Incorporated, where he plays a vital role in optimizing payment security technologies. His expertise shines through in the development of advanced systems aimed at detecting fraudulent transactions.

Collaborations

Throughout his career, Douglas has collaborated with notable professionals in the field, including Christopher John Merz and Johan Gerber. Their joint efforts have further propelled advancements in the innovative solutions provided by Mastercard.

Conclusion

Douglas Van Horn's work continues to influence the ever-evolving landscape of payment transaction security. Through his innovative patents and collaborative efforts, he is actively contributing to making online transactions safer and more reliable for consumers and merchants alike.