Douglas G Brown

Title: Innovations by Douglas G. Brown

Introduction

Douglas G. Brown is an accomplished inventor based in Grafton, WI (US). He holds 2 patents that focus on advancements in financial transaction processing and secure mobile payments. His work has significantly contributed to the evolution of how transactions are conducted in the digital age.

Latest Patents

One of his notable patents is titled "Systems and methods for processing cardless transactions." This invention provides a method for processing financial transactions at devices such as Automated Teller Machines (ATMs) without the need for a physical card. The method involves receiving a transaction request that includes transaction parameters and a substitute value representing an account. This substitute value is distinct from the actual account number, enhancing security during the transaction process.

Another significant patent by Brown is "Systems and methods for secure mobile payments." This invention enables purchase and adjustment transactions using a visual indicium displayed on a mobile device. The indicia can take the form of bar codes and include alias information, omitting the account number associated with a payment account. The mobile device receives user input, displays the indicium to a merchant device, and facilitates a secure transaction through a payment network.

Career Highlights

Douglas G. Brown has worked with reputable companies in the financial technology sector, including Fidelity Information Services, LLC and Fidelity National E-Banking Services, Inc. His experience in these organizations has allowed him to develop innovative solutions that address the needs of modern financial transactions.

Collaborations

Throughout his career, Brown has collaborated with talented professionals, including Hitesh Bajaj and Robert Woodbury. These partnerships have fostered an environment of creativity and innovation, leading to the development of groundbreaking technologies in the financial sector.

Conclusion

Douglas G. Brown's contributions to the field of financial technology through his patents and collaborations highlight his role as a significant innovator. His work continues to influence how transactions are processed securely and efficiently in today's digital landscape.