Company Filing History:
Years Active: 2022-2024
Title: Innovations by Derek Guan in Value Transfer Card Management
Introduction
Derek Guan is an accomplished inventor based in Vaughan, Canada. He has made significant contributions to the field of financial technology, particularly in the area of value transfer card management systems. With two patents to his name, Derek is recognized for his innovative approaches to enhancing transaction processes.
Latest Patents
Derek's latest patents include a processor-implemented method for managing value transfer cards. This method involves configuring a value transfer card to be associated with a default currency account and one or more foreign currency accounts. The process includes receiving input that indicates a selection of foreign currency accounts and applying specific card control settings. The system detects transactions initiated with the value transfer card and ensures compliance with the established card control settings. In cases where a transaction violates these settings, the system queries an exchange rates database to process the transaction using the appropriate currency account and current exchange rate.
Career Highlights
Derek Guan is currently employed at The Toronto-Dominion Bank, where he applies his expertise in financial technology. His work focuses on developing innovative solutions that streamline financial transactions and enhance user experience. His contributions have been instrumental in advancing the bank's technological capabilities.
Collaborations
Derek collaborates with talented professionals in his field, including Milos Dunjic and David Samuel Tax. These partnerships foster a creative environment that encourages the development of cutting-edge financial solutions.
Conclusion
Derek Guan's work in value transfer card management exemplifies the impact of innovation in the financial sector. His patents reflect a commitment to improving transaction processes and enhancing user experience. Through his career at The Toronto-Dominion Bank, Derek continues to drive advancements in financial technology.