Company Filing History:
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1 out of 9,638 
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Years Active: 1999-2003
Title: The Innovative Mind of Dennis Roman
Introduction
Dennis Roman, an esteemed inventor based in Novato, California, has made significant contributions to the field of electronic commerce with his innovative solutions. With a total of two patents, he has focused his efforts on developing systems that enhance financial transactions and commerce.
Latest Patents
One of Roman's latest patents is titled "Real Time Bank-Centric Universal Payment System." This patent describes an intricate infrastructure in which a central processing unit (CPU) establishes an electronic commerce trust system. This system is designed to incorporate a multitude of financial service providers subscribing to a common standard applicable throughout the infrastructure. The CPU interconnects with correspondent processing units from financial service provider members, which are linked to a network of customers and goods and services providers. This infrastructure ensures non-revocable real-time debit and credit transactions, facilitating net settlement among members through a central exchange monetary system. Additionally, features such as an ECTS hot file, bill presentment and payment options, and provider-designed services aim to enhance brand identity within this system.
Career Highlights
Throughout his career, Dennis Roman has been associated with prominent companies such as Huntington Bancshares Incorporated and Hewlett-Packard. His experience in these organizations has equipped him with the understanding necessary to develop pioneering solutions in payment systems and electronic commerce.
Collaborations
Roman has collaborated with various professionals, including notable coworkers William M. Randle and Richard Ercole. These collaborations have likely fueled innovative thoughts and strategies in his projects, contributing to his success as an inventor.
Conclusion
Dennis Roman stands out as an innovative inventor whose work in developing a bank-centric universal payment system exemplifies his commitment to enhancing financial transactions. His patents not only demonstrate a remarkable understanding of electronic commerce but also reflect the potential for future advancements in the industry.