Debasmita Das

Introduction

Debasmita Das, an innovative inventor based in Kolkata, India, has made significant contributions to the field of payment technologies. With a remarkable portfolio of four patents, she is recognized for her creativity and technical expertise in improving account management and merchant data processes within the financial landscape. Debasmita's work exemplifies the transformative potential of artificial intelligence in the payment systems industry.

Latest Patents

Debasmita's latest patents include groundbreaking methods for predicting account-level risk scores for cardholders. Her patented system leverages artificial intelligence to analyze payment transaction data and cardholder risk data. The technology focuses on generating comprehensive cardholder profiles that facilitate precise risk score predictions, including wallet reload risk scores, account reissuance risk scores, and transaction channel risk scores. This innovative approach enables financial institutions to make informed decisions based on a data-driven understanding of risk factors.

Additionally, she has developed systems for merchant data cleansing within payment networks. This invention addresses the challenges associated with ambiguous merchant data fields by employing probabilistic matching models. By creating tailored data models such as phone-to-city and payment aggregator models, Debasmita’s methods enhance the accuracy and reliability of electronic payment transactions, ultimately benefiting both merchants and consumers.

Career Highlights

Debasmita Das currently plays a pivotal role at Mastercard International Incorporated, where she actively works towards enhancing payment processing technologies. Her innovative spirit and adept problem-solving abilities have established her as a vital asset to the organization. Throughout her career, she has actively contributed to the development of cutting-edge solutions aimed at streamlining payment processes and reducing risks associated with electronic transactions.

Collaborations

In her journey, Debasmita has collaborated with several talented individuals, including her coworkers Ankur Saraswat and Yatin Katyal. These partnerships have not only fostered a dynamic work environment but have also led to the successful implementation of her innovative ideas, ensuring a collaborative approach to solving complex challenges in the payment industry.

Conclusion

Debasmita Das exemplifies the true spirit of innovation within the payment technology sector. Through her patents and collaborative efforts, she continues to shape the future of how transactions are handled across the globe. Her work serves as an inspiring reminder of the impact that dedicated individuals can have in advancing technology for the betterment of society.