Bloomington, IL, United States of America

David Scott Etheridge

This inventor holds 3 USPTO granted patents and 2 published patent applications. Top assignee: State Farm Mutual Automobile Insurance Company. Active years: 2019-2022.

USPTO Granted Patents = 3 

% Patents Active = 100.0

Average Co-Inventor Count = 9.8

ph-index = 1

Forward Citations = 6(Granted Patents)


Company Filing History:


Years Active: 2019-2022

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3 patents (USPTO):Explore Patents

Title: David Scott Etheridge: Innovator in Insurance Technology

Introduction

David Scott Etheridge is a notable inventor based in Bloomington, IL (US). He has made significant contributions to the field of insurance technology, holding a total of 3 patents. His innovative approaches aim to streamline the insurance application process and enhance customer experience.

Latest Patents

Etheridge's latest patents include a "System and method for real-time screening of a disability insurance applicant." This invention automates the screening process for disability insurance applicants, utilizing real-time data to assess eligibility. The system calculates the applicant's Body Mass Index (BMI) and reviews their prescription drug history to determine acceptance. If the applicant is deemed ineligible, they may still apply through an alternate process. Another significant patent is the "Insurance application process providing bound online coverage for life insurance products." This web-based application simplifies the insurance application process by tailoring questions to the customer's specific needs and providing binding temporary insurance coverage upon payment.

Career Highlights

David Scott Etheridge is currently employed at State Farm Mutual Automobile Insurance Company, where he continues to innovate in the insurance sector. His work focuses on developing systems that improve the efficiency and accessibility of insurance products for consumers.

Collaborations

Etheridge collaborates with talented professionals in his field, including coworkers such as Randall Petersen and David A Theile. Their combined expertise contributes to the advancement of insurance technology and the development of user-friendly applications.

Conclusion

David Scott Etheridge is a pioneering inventor whose work in insurance technology is transforming the industry. His patents reflect a commitment to improving the insurance application process and enhancing customer satisfaction.

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