David C Carrithers

Title: David C Carrithers: Innovator in Debit Card Systems

Introduction

David C Carrithers is an accomplished inventor based in St. Louis County, MO (US). He holds 2 patents that focus on innovative debit card systems designed to implement incentive award programs for customers. His work has significantly contributed to the financial technology sector.

Latest Patents

Carrithers' latest patents include a filter processor and method for implementing a program, specifically a debit card system for an incentive award program. This system involves a plurality of debit cards, each assigned to a participant with a unique account number corresponding to their award account. The bank filter processor accesses program data, including authorized unique account numbers, authorized merchants, and the balance in each participant's award account. The processor compares this program data to transaction data, generating validating data for transactions initiated by authorized merchants when sufficient balance exists. If the conditions are not met, invalidating data is generated.

Career Highlights

Throughout his career, Carrithers has worked with notable companies such as Maritz, Inc. and Maritz, Inc. His experience in these organizations has allowed him to refine his skills and contribute to the development of innovative financial solutions.

Collaborations

Some of Carrithers' coworkers include Steven G Rapp and Gayla L Stone. Their collaboration has likely played a role in the successful development of his patented technologies.

Conclusion

David C Carrithers is a notable inventor whose work in debit card systems has paved the way for advancements in incentive award programs. His contributions continue to influence the financial technology landscape.