David Bibby

Title: David Bibby: Innovator in Transaction Adjustment Technologies

Introduction

David Bibby is an accomplished inventor based in Brussels, Belgium. He has made significant contributions to the field of transaction adjustment technologies, holding two patents that showcase his innovative approach to payment systems.

Latest Patents

David Bibby's latest patents focus on techniques for transaction adjustment. These techniques involve a payment device with an offline balance that is presented to an offline terminal during a potential transaction. If any irregularity is detected in the transaction, the offline balance is adjusted accordingly. Notably, this adjustment can be performed through offline-terminal interaction without relying on a security module or cryptographic keys in the offline terminal.

Career Highlights

Throughout his career, David has worked with prominent companies, including Mastercard International Incorporated. His experience in the payment industry has equipped him with the knowledge and skills necessary to develop innovative solutions for transaction processing.

Collaborations

David has collaborated with notable professionals in his field, including Michael C Ward and Alexandru Cunescu. These partnerships have contributed to his success and the advancement of his inventions.

Conclusion

David Bibby is a notable inventor whose work in transaction adjustment technologies has the potential to enhance payment systems significantly. His innovative patents reflect his expertise and commitment to improving financial transactions.