Dave Thurber

Title: Innovations by Dave Thurber in Vehicle Insurance Premiums

Introduction

Dave Thurber is an innovative inventor based in Sherman, Illinois. He has made significant contributions to the field of vehicle insurance through his patented technology. His work focuses on utilizing mobile devices to enhance the accuracy of insurance premium calculations.

Latest Patents

Thurber holds a patent for "Systems and methods using a mobile device to collect data for insurance premiums." This invention outlines a system and method for determining vehicle insurance premiums based on collected vehicle operation data. The system includes a mobile device equipped with sensors to automatically gather data during a collection session. It also features a processor, a non-transitory storage medium, a display, a transmitter, and computer-readable instructions that facilitate data collection and transmission. Additionally, a remote processing computer receives and stores the collected data, utilizing a rating engine to determine the insurance premium based on this information.

Career Highlights

Dave Thurber is associated with State Farm Mutual Automobile Insurance Company, where he applies his expertise in insurance technology. His innovative approach has the potential to revolutionize how insurance premiums are calculated, making them more reflective of actual vehicle usage.

Collaborations

Thurber has collaborated with notable colleagues, including Benjamin F. Bowne and Jufeng James Peng. Their combined efforts contribute to advancements in the insurance industry, particularly in the realm of data-driven decision-making.

Conclusion

Dave Thurber's work exemplifies the intersection of technology and insurance, showcasing how innovations can lead to more personalized and fair insurance premiums. His contributions are paving the way for a more data-informed future in the insurance sector.