Charlotte, NC, United States of America

Daralyn Marie Nicholson

This inventor holds 14 USPTO granted patents and 8 published patent applications. Top assignee: Bank of America Corporation. Active years: 2017-2025.

IDiyas Innovation Intelligence. (2026). Inventor Profile: Daralyn Marie Nicholson. Retrieved from https://idiyas.com/inventor/daralyn-marie-nicholson

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

USPTO Granted Patents = 14 

% Patents Active = 100.0

Average Co-Inventor Count = 3.6

ph-index = 3

Forward Citations = 27(Granted Patents)


Company Filing History:


Years Active: 2017-2025

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14 patents (USPTO):Explore Patents

Title: The Innovative Mind of Daralyn Marie Nicholson

Introduction

Daralyn Marie Nicholson, an accomplished inventor based in Charlotte, NC, has made significant strides in the field of financial technology. With a total of 13 patents to her name, she has demonstrated a continuous commitment to developing innovative solutions that enhance electronic transaction processing and promote financial health.

Latest Patents

Among her latest patents, the 'Financial Health Smartwatch' stands out. This invention involves groundbreaking technological advancements in electronic transaction processing, designed to be used within a networked environment that can manage various payment processing systems. The inventive system includes a centrally accessible server machine that houses an automatic savings program module. This module governs the generation and dissemination of new transactions based on incoming data, allowing for near real-time authorization of electronic transactions. Furthermore, the system cleverly provides users with a mobile and user-friendly way to track their financial health.

Another notable patent from Daralyn is the 'In-It-Together Savings Goal Feature.' Similar to her smartwatch innovation, this system entails technological advancements in electronic transaction processing. It utilizes a networked environment to automate savings transactions and enhance user interaction, ensuring the efficient management of finances through user-friendly interfaces. Both patents showcase her dedication to transforming financial interactions into seamless, accessible processes.

Career Highlights

Daralyn currently works at Bank of America Corporation, where she leverages her innovative capabilities to develop new financial technologies. Her role within such a prestigious institution highlights her influence in the industry and her commitment to driving innovation further.

Collaborations

Throughout her career, Daralyn has collaborated with talented colleagues, including Katherine Dintenfass and Carrie Anne Hanson. These partnerships not only enhance the breadth of her inventions but also foster an environment of creativity and teamwork, leading to groundbreaking advancements in financial technology.

Conclusion

Daralyn Marie Nicholson's work exemplifies the impact of innovative thinking in the financial sector. With her impressive track record of patents and contributions to Bank of America Corporation, she continues to pave the way for advancements that promote financial health and efficient transaction processing. Her career serves as an inspiration to aspiring inventors and innovators around the globe.

Profile summary based on public USPTO records.
Data Sources: USPTO Patent Grant XML, Patent Center, EPO & CIPO • Normalized by IDiyas Innovation Graph. Methodology & provenance architecturePlease report any incorrect information to [email protected]
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