This inventor holds 5 USPTO granted patents and 2 published patent applications. Top assignees: Capital One Financial Corporation, Capitol One Financial Corporation. Active years: 2010-2014.
Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile
Company Filing History:
4 out of 222 
1 out of 4 Years Active: 2010-2014
Title: Innovations by Colin Jeffrey Ruh
Introduction
Colin Jeffrey Ruh is an accomplished inventor based in Richmond, VA (US). He has made significant contributions to the field of credit systems, holding a total of 5 patents. His work focuses on enhancing the functionality of credit cards through innovative systems and methods.
Latest Patents
One of his latest patents is titled "Systems and methods for providing extra lines of credit." This invention discloses a system and method for upgrading existing credit cards with additional lines of credit. The process involves analyzing credit information associated with customers holding credit cards issued by a credit card issuer to determine a level of risk for each customer. Based on this risk assessment, one or more extra lines of credit may be established for selected customers. Each extra credit line can be exclusively associated with a selected set of vendors that have a partnership agreement with the credit card issuer. Customers may have the option to select vendors for their extra credit lines or have them automatically chosen. Furthermore, customers with established extra credit lines can purchase goods and services directly from vendor sites or at the credit card issuer's websites. Purchases made at selected vendor sites may be automatically applied to a customer's newly established extra credit line, allowing customers to choose whether to apply purchases to their extra credit lines or their primary line of credit.
Career Highlights
Colin has worked with notable companies such as Capital One Financial Corporation. His experience in the financial sector has greatly influenced his innovative approach to credit systems.
Collaborations
Colin has collaborated with professionals like Joseph D Lilly and Jeff G York, contributing to a dynamic work environment that fosters innovation.
Conclusion
Colin Jeffrey Ruh's contributions to the field of credit systems through his patents demonstrate his commitment to innovation and improvement in financial services. His work continues to influence the way credit is managed and utilized.
Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile