Company Filing History:
Years Active: 2020-2022
Title: The Innovative Mind of Clement Masson
Introduction
Clement Masson is a notable inventor based in Brookline, MA (US). He has made significant contributions to the field of automated capital origination, holding a total of 3 patents. His work focuses on leveraging point-of-sale data to enhance financial services for businesses.
Latest Patents
Clement Masson's latest patents include a "System for automated origination of capital based on point-of-sale data." This innovative system comprises a rate processor, a revenue forecaster, and an offer processor. The rate processor generates prices for capital product offers to subscribers of a point-of-sale (POS) subscription service, utilizing probability of default (PD) values derived from historical POS data. The revenue forecaster predicts future POS data and generates predicted total revenues for subscribers over a payback period. The offer processor then transmits capital product offers that include the payback period, prices, and maximum dollar amounts based on predicted revenues.
Another significant patent is the "System for automated origination of capital client engagement based on default probability derived from point-of-sale data." This system also includes a rate processor, revenue forecaster, and offer processor. The rate processor performs binary logistic regression on subscriber data to calculate PD values, while the revenue forecaster predicts future POS data and generates updated predicted total revenues. The offer processor compares these updated values to automatically generate engagement instructions for establishments that have received capital product offers.
Career Highlights
Clement Masson is currently employed at Toast, Inc., where he applies his expertise in financial technology to develop innovative solutions. His work has significantly impacted how businesses access capital, making it easier for them to thrive in competitive markets.
Collaborations
Clement collaborates with talented individuals such as Alexander H. Hails and Benjamin Gordon, contributing to a dynamic work environment that fosters innovation and creativity.
Conclusion
Clement Masson exemplifies the spirit of innovation through his groundbreaking patents and contributions to the financial technology sector. His work continues to shape the future of automated capital origination, benefiting businesses and consumers alike.