This inventor holds 3 USPTO granted patents. Top assignee: Federal Home Loan Mortgage Corporation. Active years: 2008-2011.
Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile
Company Filing History:
Years Active: 2008-2011
Title: The Innovative Contributions of Cindy K. Smith
Introduction
Cindy K. Smith is a notable inventor based in Vienna, VA (US). She has made significant contributions to the field of mortgage finance through her innovative patents. With a total of 3 patents, her work has had a considerable impact on the mortgage and mortgage-backed securities markets.
Latest Patents
One of her latest patents is a method for structuring, pricing, and settling a current mortgage price indicator contract. This innovative Mortgage Futures Contract can be traded on a futures exchange and adds value over existing hedging and speculating alternatives. It meets the needs of a wide range of mortgage and mortgage-backed securities (MBS) market participants, including portfolio managers, dealers, hedgers, originators, speculators, and arbitrageurs. The contract is based on conventional MBS and features a relatively current coupon composition, resulting in risk properties that appeal to market participants more than prior contracts based on non-conventional MBS. Additionally, the Mortgage Futures Contract includes a cash settlement feature designed to eliminate the complicated and largely uneconomic physical delivery of the underlying security. An options contract corresponding to the Mortgage Futures Contract is also described in her patent.
Career Highlights
Cindy K. Smith works at the Federal Home Loan Mortgage Corporation, where she continues to develop innovative solutions in the mortgage finance sector. Her expertise and contributions have positioned her as a key figure in her field.
Collaborations
Some of her notable coworkers include Robert J. Burns and Mustafa Chowdhury, who collaborate with her on various projects within the organization.
Conclusion
Cindy K. Smith's innovative work in mortgage finance has led to the development of valuable patents that enhance the efficiency and effectiveness of the mortgage market. Her contributions continue to shape the industry and provide solutions for market participants.
Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile