Company Filing History:
3 out of 9 
2 out of 149 
Years Active: 2010-2021
Title: Chuck Robida: Innovator in Data Analysis and Segmentation
Introduction
Chuck Robida is a notable inventor based in Roswell, GA (US), recognized for his contributions to data analysis and segmentation methodologies. With a total of five patents to his name, Robida has made significant strides in developing systems that enhance the understanding of consumer credit behavior.
Latest Patents
Robida's latest patents include innovative systems and methods for analyzing data. One of his key inventions focuses on utilizing information regarding individuals who fit a bad performance definition, such as those who have previously defaulted on a financial instrument or declared bankruptcy. This model aims to determine the likelihood of individuals, who do not fit the bad performance definition, subsequently defaulting or declaring bankruptcy. The model generates a score for each individual, which is used to segment them into a structure that includes individuals with related scores. This segmentation can influence the final risk score assigned to each individual.
Another significant patent involves methods and systems for segmentation using multiple dependent variables. This invention optimizes the partitioning of segments in a consumer credit segmentation tree. It defines independent variables based on primary dependent variables and establishes risk tiers using risk scores. The completed segmentation tree is utilized to categorize a population according to their credit-related behavior.
Career Highlights
Throughout his career, Chuck Robida has worked with prominent companies in the financial and data analysis sectors. Notable organizations include VantageScore Solutions, LLC and Experian Information Solutions, Inc. His work in these companies has contributed to advancements in credit scoring and risk assessment methodologies.
Collaborations
Robida has collaborated with several professionals in his field, including Sherri Morris and Lisa Zarikian. These partnerships have likely enriched his work and contributed to the development of his innovative patents.
Conclusion
Chuck Robida stands out as an influential inventor in the realm of data analysis and segmentation. His patents reflect a deep understanding of consumer behavior and risk assessment, making significant contributions to the industry.