Christopher Wade Clausen

Title: Innovations by Christopher Wade Clausen

Introduction

Christopher Wade Clausen is an accomplished inventor based in Andover, Minnesota. He has made significant contributions to the field of electronic payment processing, holding two patents that enhance the security and efficiency of electronic transactions.

Latest Patents

His latest patents include "Aggregation and processing of check-based payments" and "Trusted secure electronic payment processing platform." The first patent involves a system and method for producing and processing electronic transactions, including electronic checks, in a secure manner. This innovation features a secure server that maps payees to participating lockbox service providers, facilitating electronic payment instructions from the payor to the lockbox service providers. The system ensures compliance with the Check21 Act by printing checks and creating electronic images of both the front and back of the printed checks. The second patent focuses on a secure portal for authenticating electronic payment instructions, assessing payment risk, and performing endorsements on checks. This patent also emphasizes the importance of anonymizing select data on check image pairs and executing electronic deposits to payees.

Career Highlights

Christopher is currently employed at Deluxe Corporation, where he continues to develop innovative solutions in electronic payment processing. His work has significantly impacted the way electronic transactions are handled, ensuring greater security and efficiency.

Collaborations

He collaborates with notable colleagues, including Rodney Pete Springhetti and Lawrence Francis Buettner, who contribute to the innovative environment at Deluxe Corporation.

Conclusion

Christopher Wade Clausen's contributions to electronic payment processing through his patents demonstrate his commitment to innovation and security in financial transactions. His work continues to influence the industry positively.