Christopher L Cagan

Title: The Innovations of Christopher L. Cagan

Introduction

Christopher L. Cagan is an accomplished inventor based in Los Angeles, CA. He has made significant contributions to the field of mortgage analytics and loan portfolio management. With a total of 4 patents to his name, Cagan's work focuses on enhancing the efficiency and accuracy of financial assessments related to real estate.

Latest Patents

Cagan's latest patents include a "Method and system for updating a loan portfolio with information on secondary liens." This innovative computer-based method allows for the input of property data from a client's loan portfolio. It monitors a secondary lien database for any relevant secondary liens and notifies the client if any are detected. The notification process may involve generating a secondary lien report that includes an Automated Valuation Model (AVM) score or a Combined Loan-to-Value (CLTV) ratio. Additionally, the system updates the portfolio by creating a new version that incorporates any detected secondary liens.

Another notable patent is the "Method and apparatus for advanced mortgage diagnostic analytics." This invention provides a method for calculating individual or collective safe scores for properties with loans. These safe scores are essential for comparing the risk of loss in the event of a loan default. They can be used to objectively assess individual loans or groups of loans for refinancing or additional lending opportunities.

Career Highlights

Cagan has worked with prominent companies in the financial technology sector, including CoreLogic Information Solutions, Inc. and First American CoreLogic, Inc. His experience in these organizations has allowed him to develop and refine his innovative ideas in mortgage analytics.

Collaborations

Throughout his career, Cagan has collaborated with notable professionals such as Charles E. Crawford, Jr. and David Gussmann. These partnerships have contributed to the advancement of his inventions and the impact they have had on the industry.

Conclusion

Christopher L. Cagan is a notable inventor whose work in mortgage analytics and loan portfolio management has led to significant innovations. His patents reflect a commitment to improving financial assessments and enhancing the efficiency of the mortgage industry.