San Francisco, CA, United States of America

Charles Li

USPTO Granted Patents = 11 

Average Co-Inventor Count = 3.0

ph-index = 6

Forward Citations = 456(Granted Patents)


Company Filing History:


Years Active: 2016-2024

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11 patents (USPTO):Explore Patents

Title: Innovations by Inventor Charles Li in Financial Technology

Introduction

Charles Li, a prominent inventor based in San Francisco, CA, has made significant contributions to the field of financial technology. With a remarkable portfolio of 11 patents, he has developed advanced systems that streamline the access and verification of financial data. His innovations cater to modern financial services, ensuring efficiency and security in data transactions.

Latest Patents

Among his latest patents, two stand out for their technical ingenuity and practical application. The first patent is titled "System and method for programmatically accessing financial data." This invention introduces a system where an application proxy instance simulates an application from an external financial service system. It facilitates the normalized account request process, enabling external applications to securely access requested financial data through a proprietary Application Programming Interface (API).

The second recent patent, "System and method for facilitating programmatic verification of transactions," enhances the interaction between application systems and financial institutions. It allows for the collection of transaction information from financial institutions using a normalized API request. By leveraging application proxy instances, the system effectively simulates user applications, ensuring accurate transaction verification and responsiveness.

Career Highlights

Charles Li has worked with leading companies in the financial technology sector, including Plaid Inc. and Plaid Technologies, Inc. His work at these organizations has been pivotal in shaping the functionalities that contribute to user accessibility and efficiency in handling financial data. His innovations have supported numerous businesses and applications in connecting to external financial services seamlessly.

Collaborations

In his career, Charles has collaborated with notable partners such as William Hockey and Zach Perret. Their combined expertise has fostered innovative solutions that have pushed the boundaries of what is achievable in financial technology. Their teamwork has been instrumental in developing systems that enhance the user experience across various financial platforms.

Conclusion

Charles Li represents a new wave of innovation in the financial technology landscape. His patents not only signify individual achievement but also reflect a broader trend towards automated, user-friendly financial transactions. As the industry continues to evolve, inventors like Charles will play a crucial role in shaping the future of financial services through their groundbreaking work.

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