Carrie L Heise

Title: Carrie L Heise: Innovator in Financial Transaction Authorization

Introduction

Carrie L Heise is a notable inventor based in Charlotte, NC (US). She has made significant contributions to the field of financial technology, particularly in the area of transaction authorization systems. Her innovative work has the potential to streamline processes for financial institutions and their customers.

Latest Patents

Carrie L Heise holds a patent for a "System and method for authorizing third-party transactions for an account at a financial institution on behalf of the account holder." This invention allows financial institutions to collect, process, transmit, and confirm authorizations for electronic payments and direct deposits on behalf of account-holder customers. The method includes establishing a pre-existing list of prospective third-party participants, such as employers and billers. The financial institution receives requests from account holders to authorize these transactions, matches specific requests to third-party participants, and facilitates confirmations. This system incorporates various engines and data repositories to effectively implement the invention.

Career Highlights

Carrie is currently employed at Bank of America Corporation, where she continues to develop innovative solutions in the financial sector. Her work has garnered attention for its practical applications and potential to enhance customer experiences.

Collaborations

Carrie collaborates with talented colleagues, including Penny L Gerstner and Marilyn C Kane, who contribute to her projects and innovations.

Conclusion

Carrie L Heise is a pioneering inventor whose work in financial transaction authorization is shaping the future of banking. Her contributions are vital in improving the efficiency and security of financial transactions for account holders.