This inventor holds 1 USPTO granted patent and 1 published patent application. Top assignee: Early Warning Services, LLC. Active years: 2025.
Company Filing History:
Years Active: 2025
Title: Bruce Rapport: Innovator in Electronic Bill Payment Solutions
Introduction
Bruce Rapport is a notable inventor based in Folsom, CA (US). He has made significant contributions to the field of electronic payment systems. His innovative approach has led to the development of a unique patent that enhances the efficiency of bill payments.
Latest Patents
Rapport holds a patent for a method of direct electronic bill payment with real-time funds availability. This patent involves a payment-messaging system that receives requests from biller financial institutions. The system utilizes a public consumer token provided by consumers for bill payments. It also includes mechanisms for assessing risk metrics associated with the use of these tokens. The process ensures that funds are made available in real-time, enhancing the overall payment experience for consumers and billers alike.
Career Highlights
Bruce Rapport is currently associated with Early Warning Services, LLC, where he continues to innovate in the financial technology sector. His work focuses on improving the security and efficiency of electronic transactions. With a patent portfolio that includes 1 patent, he has established himself as a key player in the industry.
Collaborations
Rapport collaborates with talented professionals such as Rohit Mehtani and Suresh Munusamy. Together, they work on advancing electronic payment solutions and enhancing the user experience in financial transactions.
Conclusion
Bruce Rapport's contributions to electronic bill payment systems demonstrate his commitment to innovation in financial technology. His patent for real-time payment solutions reflects his expertise and vision for the future of electronic transactions.