Company Filing History:
Years Active: 2007-2011
Title: Bruce Hoadley: Innovator in Credit Score Explanation Algorithms
Introduction
Bruce Hoadley is a notable inventor based in Berkeley, CA. He has made significant contributions to the field of credit scoring through his innovative algorithms. With a total of 2 patents, Hoadley has focused on enhancing the understanding of credit scores for consumers and institutions alike.
Latest Patents
Hoadley's latest patents include an algorithm designed for explaining credit scores. This exemplary web-based score explanation service typically requires only the credit bureau identifier, credit score, and up to four reason codes as input. The invention discloses an algorithm that provides an explanation of the primary factors influencing the score. A rich data feed is provided to the facility implementing the algorithm, ensuring clarity and transparency in credit scoring.
Career Highlights
Bruce Hoadley is currently associated with Fair Isaac Corporation, a leading company in the field of credit scoring and analytics. His work at Fair Isaac has allowed him to develop and refine algorithms that improve the consumer experience regarding credit scores.
Collaborations
Hoadley has collaborated with notable colleagues such as Larry E. Rosenberger and Andrew Flint. These collaborations have contributed to the advancement of technology in credit scoring and analytics.
Conclusion
In summary, Bruce Hoadley is a distinguished inventor whose work in credit score explanation algorithms has made a significant impact in the industry. His contributions continue to enhance the understanding of credit scores for users and institutions.