Company Filing History:
Years Active: 2013-2023
Title: The Innovative Contributions of Brad Nightengale
Introduction
Brad Nightengale, a prominent inventor located in Redwood Shores, California, is recognized for his significant contributions to the field of payment systems. With a total of five patents to his name, Nightengale's work focuses on enhancing security and reducing fraud in financial transactions. His latest innovations reflect the growing technological demands of the industry.
Latest Patents
Among his notable inventions is the "Merchant Fraud Risk Score," where methods and systems are presented to generate a fraud risk score for merchants during proposed transactions with consumers. This score, developed by a payment account service provider such as a credit card processor, utilizes information from pending transactions and the consumer's other payment accounts. The score takes into account various custom-weighted factors, including indicators of elevated risk from other accounts. The system aims to empower merchants with valuable insights to mitigate fraud risks effectively.
Career Highlights
Brad Nightengale is currently affiliated with Visa International Service Association, a leader in the payment processing industry. His work has not only garnered multiple patents but has also positioned him as a pivotal figure in developing secure transaction technologies that cater to a vast array of consumers and merchants alike.
Collaborations
In his career, Nightengale has worked alongside talented colleagues such as Sharon Rowberry and Karl Newland. Their collaborative efforts have been instrumental in advancing the innovation of payment security measures and facilitating safer transactions for businesses globally.
Conclusion
Brad Nightengale’s contributions to the world of payment systems through his patents reflect a deep commitment to innovation and security. By developing systems that enhance fraud detection and risk assessment for merchants, Nightengale is not only improving transaction safety but also shaping the future of financial interactions. His work remains crucial in navigating the evolving landscape of payment technologies.
Inventor’s Patent Attorneys refers to legal professionals with specialized expertise in representing inventors throughout the patent process. These attorneys assist inventors in navigating the complexities of patent law, including filing patent applications, conducting patent searches, and protecting intellectual property rights. They play a crucial role in helping inventors secure patents for their innovative creations.