Bengt Horsma

Title: The Innovations of Bengt Horsma

Introduction

Bengt Horsma is a notable inventor based in Alpharetta, GA (US). He has made significant contributions to the field of electronic coupon systems, holding a total of three patents. His work focuses on enhancing the efficiency and functionality of mobile coupon analysis.

Latest Patents

One of Bengt Horsma's latest patents is centered around mobile coupon analysis systems and methods. This patent describes innovative methods and systems for issuing and settling electronic coupons. A financial service host may receive authorization and settlement information, which includes an account number of the consumer. This account number is linked to an account of the consumer enrolled in an electronic coupon program. The methods and systems also involve transmitting a notification to the consumer, indicating that the electronic coupon has been redeemed. Furthermore, a monetary value associated with the electronic coupon may be debited from an account linked to the merchant, while the consumer's account is credited with the corresponding monetary value.

Career Highlights

Bengt Horsma has established a successful career at First Data Corporation, where he continues to innovate in the realm of financial services. His expertise in mobile coupon systems has positioned him as a key player in the industry.

Collaborations

Throughout his career, Bengt has collaborated with notable colleagues, including Barry Fitzpatrick Pointer and Dominic John Morea. These partnerships have contributed to the development of advanced technologies in electronic coupon systems.

Conclusion

Bengt Horsma's contributions to mobile coupon analysis systems demonstrate his commitment to innovation in the financial services sector. His patents reflect a deep understanding of consumer needs and technological advancements. His work continues to influence the way electronic coupons are utilized in today's market.