The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Feb. 11, 2014

Filed:

May. 10, 2010
Applicants:

Barry F. Pointer, Lithonia, GA (US);

Dominic Morea, Marietta, GA (US);

Bengt Horsma, Alpharetta, GA (US);

Christopher Wuhrer, Marietta, GA (US);

Jerome Myers, Villa Rica, GA (US);

Michelangelo R. Ho, Atlanta, GA (US);

Sarah Owen, Atlanta, GA (US);

Inventors:

Barry F. Pointer, Lithonia, GA (US);

Dominic Morea, Marietta, GA (US);

Bengt Horsma, Alpharetta, GA (US);

Christopher Wuhrer, Marietta, GA (US);

Jerome Myers, Villa Rica, GA (US);

Michelangelo R. Ho, Atlanta, GA (US);

Sarah Owen, Atlanta, GA (US);

Assignee:

First Data Corporation, Greenwood Village, CO (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/00 (2012.01);
U.S. Cl.
CPC ...
Abstract

Methods and systems are described for issuing and settling electronic coupons. A financial service host may receive authorization and settlement information, wherein the authorization and settlement information comprises an account number of the consumer. The account number may be linked to an account of the consumer enrolled in an electronic coupon program. The methods and system may also include transmitting a notification to the consumer that indicates the electronic coupon has been redeemed. A monetary value associated with the electronic coupon may be debited from an account linked to the merchant, and the account of the consumer may be credited with the monetary value associated with the electronic coupon.


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