IDiyas

For the Inventor, By the Inventor

New York, NY, United States of America

Bansi L Sharma

USPTO Granted Patents = 19 

Average Co-Inventor Count = 2.7

ph-index = 19

Forward Citations = 997(Granted Patents)


Location History:

  • New York, NY (US) (2011 - 2013)
  • Morristown, NJ (US) (2013)

Company Filing History:

goldMedal15 out of 1,452 
 
American Express Travel Related Services Company, Inc.
 patents
silverMedal3 out of 16 
 
Lead Core Fund, L.l.c.
 patents
bronzeMedal1 out of 832,680 
Other
 patents

Years Active: 2011-2013

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19 patents (USPTO):
1. 8595074 - System and method for activating or changing the status of an account associated with a prepaid card (2013-11-26),
2. 8458086 - Allocating partial payment of a transaction amount using an allocation rule (2013-06-04),
3. 8452707 - Credit card, credit card systems and method (2013-05-28),
4. 8275704 - Systems and methods for authorizing an allocation of an amount between transaction accounts (2012-09-25),
5. 8234212 - Systems and methods for facilitating transactions with interest (2012-07-31),
6. 8103585 - Systems and methods for suggesting an allocation (2012-01-24),
7. 8103584 - Systems and methods for authorizing an allocation of an amount between transaction accounts (2012-01-24),
8. 7996307 - Systems and methods for facilitating transactions between different financial accounts (2011-08-09),
9. 7979349 - Systems and methods for adjusting crediting limits to facilitate transactions (2011-07-12),
10. 7962408 - Systems and methods for establishing an allocation of an amount between transaction accounts (2011-06-14),
11. 7962407 - Systems and methods for allocating an amount between transaction accounts (2011-06-14),
12. 7962406 - Systems and methods for facilitating transactions (2011-06-14),
13. 7941372 - Systems and methods for receiving an allocation of an amount between transaction accounts (2011-05-10),
14. 7941367 - Systems and methods for allocating an amount between sub-accounts (2011-05-10),
15. 7925585 - Systems and methods for facilitating transactions with different account issuers (2011-04-12),

Title: The Innovative Mind of Bansi L Sharma

Introduction

Bansi L Sharma, a prominent inventor based in New York, NY, holds an impressive portfolio of 19 patents to his name. His inventions primarily focus on innovative solutions in the realm of financial transaction systems, improving efficiency, and enhancing user experience in payment processes.

Latest Patents

Sharma's latest patents include a groundbreaking "System and method for activating or changing the status of an account associated with a prepaid card." This invention revolutionizes the activation and funding of prepaid cards directly at the point of sale by leveraging existing point-of-sale devices and the established credit/debit card networks. By utilizing current technology and standard processes, this invention eliminates the need for new equipment at retail terminals, significantly decreasing both the costs and the time required for product distribution.

Another notable patent is related to "Allocating partial payment of a transaction amount using an allocation rule." This invention presents a method for financial account issuers that facilitates seamless transactions between different accounts. It offers sellers an irrevocable mechanism to receive payments from purchasers, therefore increasing willingness to engage in transactions even with unfamiliar parties. This innovative approach allows the allocation of funds or loyalty points across various accounts or sub-accounts issued by different issuers.

Career Highlights

Throughout his career, Sharma has contributed significantly to reputable organizations, including American Express Travel Related Services Company, Inc. and Lead Core Fund, L.L.C. His work has been characterized by a commitment to pushing the boundaries of technology in financial services.

Collaborations

Sharma has collaborated with talented professionals in his field, notably Fred Alan Bishop and Tracey R. Thomas, who have been instrumental in developing his innovative ideas into practical applications.

Conclusion

Bansi L Sharma's contributions to the landscape of financial technology through his inventive spirit and collaborative efforts continue to have a significant impact. His work not only enhances current payment systems but also sets the foundation for future advancements in the industry.

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