River Forest, IL, United States of America

Ann P McLaughlin


Average Co-Inventor Count = 14.0

ph-index = 2

Forward Citations = 1,185(Granted Patents)


Company Filing History:


Years Active: 1998-2004

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2 patents (USPTO):Explore Patents

Title: Ann P McLaughlin: Innovator in Online Transactional Services

Introduction

Ann P McLaughlin is a notable inventor based in River Forest, IL (US). She has made significant contributions to the field of online transactional services, particularly through her innovative patent work. With a total of 2 patents, her inventions focus on enhancing the efficiency and security of online transactions.

Latest Patents

One of her latest patents is a system and method for a risk-based purchase of goods. This invention provides a framework for enabling online transactional services among sellers and buyers who have no previous relationship with each other. The system includes a financial clearinghouse that receives requests for goods or services from buyers and makes real-time determinations of the buyer's risk classification using an online repository of credit information. The financial clearinghouse also determines a risk-based discount fee based on the buyer's risk classification to establish a payment amount to the seller. If the transaction is authorized, the clearinghouse transmits the payment amount to the seller and sends an invoice to the buyer for the purchase price. Additionally, the system can include a broker that facilitates online order acceptance and processing between buyers and sellers.

Career Highlights

Ann P McLaughlin is currently employed at Citibank, N.A., where she continues to develop innovative solutions in the financial technology sector. Her work has been instrumental in shaping the way online transactions are conducted, ensuring that they are both secure and efficient.

Collaborations

Throughout her career, Ann has collaborated with several talented individuals, including Maria M Mandler and Robert R Battenfelder. These collaborations have further enriched her work and contributed to the success of her inventions.

Conclusion

Ann P McLaughlin is a pioneering inventor whose work in online transactional services has made a significant impact on the industry. Her innovative patents and contributions continue to shape the future of secure online transactions.

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