This inventor holds 1 USPTO granted patent and 2 published patent applications. Top assignee: Mastercard International Incorporated. Active years: 2026.
Company Filing History:
Years Active: 2026
Title: Ankur Debnath: Innovator in Artificial Intelligence
Introduction
Ankur Debnath is a notable inventor based in Bongaigaon, India. He has made significant contributions to the field of artificial intelligence, particularly in optimizing authorization processes. His innovative approach has led to the development of a unique patent that enhances the accuracy of transaction authorizations.
Latest Patents
Ankur Debnath holds a patent for "Artificial intelligence based methods and systems for improving accuracy of authorization optimizer." This patent describes methods and server systems designed to improve the accuracy of authorization optimizers. The method performed by the server system includes receiving a Non-Sufficient Funds (NSF) error message from an acquirer server. It involves accessing historical transaction data from a transaction database, which includes transaction-related information associated with multiple users. The method generates a variety of transaction features based on this historical data. It also determines, via an authorization optimizer model, the optimal time slot for the user to transmit an upcoming recurring payment request. This optimal time slot indicates the best time window for the acquirer server to send the payment request to the user's account. Finally, the method facilitates the transmission of a notification message containing the optimal time slot to the acquirer server.
Career Highlights
Ankur Debnath is currently employed at Mastercard International Incorporated, where he applies his expertise in artificial intelligence to enhance financial transaction processes. His work focuses on developing innovative solutions that improve user experience and transaction efficiency.
Collaborations
Ankur has collaborated with talented professionals such as Anubhav Gupta and Ankur Arora. These collaborations have fostered a creative environment that encourages the development of cutting-edge technologies.
Conclusion
Ankur Debnath is a pioneering inventor whose work in artificial intelligence is making a significant impact on the financial industry. His patent for improving authorization accuracy showcases his commitment to innovation and excellence.