Company Filing History:
Years Active: 2013-2015
Title: **Innovative Solutions by Angela Chun Wah Lai**
Introduction
Angela Chun Wah Lai, a prominent inventor based in Los Altos Hills, CA, has made significant contributions to the field of payment systems. With a total of three patents to her name, Angela stands out as a key player in the innovation of merchant payment identification and authorization processes.
Latest Patents
Angela’s latest patents showcase her expertise in developing advanced features for proxy card payment systems. The first patent, titled "Merchant Identification of Payer via Payment Path," introduces a real-time request mechanism that allows users to override declined transactions or select different financial accounts. This innovative approach also includes the insertion of user identification information into the transaction approval message sent to the merchant.
Her second patent, "Real-Time Payment Authorization," further enhances the proxy card payment system by allowing users to manage declined transactions directly. If a transaction violates a user-defined rule or is declined by the financial account issuer, the payment system sends a real-time notification to the user. This empowers users to either override the rule or select an alternative account to complete the transaction seamlessly.
Career Highlights
Angela is currently employed at Google Inc., where her innovative work is contributing to the evolution of digital payment solutions. Her role involves collaborating with talented individuals in the field, allowing her to stay at the forefront of payment technology.
Collaborations
Within Google, Angela has worked alongside esteemed colleagues such as Pavel Simakov and Osama Bedier. Their collaborative efforts have been instrumental in enhancing the design and functionality of payment systems, ensuring that users have a smooth and efficient experience when making transactions.
Conclusion
Angela Chun Wah Lai exemplifies the spirit of innovation in the technology sector, particularly in payment systems. Her patents not only highlight her technical acumen but also her commitment to improving user experience through real-time solutions. As she continues her work at Google, it will be exciting to see how her future innovations will shape the landscape of digital payments.
Inventor’s Patent Attorneys refers to legal professionals with specialized expertise in representing inventors throughout the patent process. These attorneys assist inventors in navigating the complexities of patent law, including filing patent applications, conducting patent searches, and protecting intellectual property rights. They play a crucial role in helping inventors secure patents for their innovative creations.