This inventor holds 1 USPTO granted patent and 1 published patent application. Top assignee: Truist Bank. Active years: 2026.
Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile
Company Filing History:
Years Active: 2026
Title: Andrea Pennycooke and Online Account Opening Controls.
Introduction
Andrea Pennycooke is an inventor associated with Smyrna, Georgia, and Truist Bank. His patent work addresses how financial systems can use online account-opening information to help assess and control requested interactions.
Latest Patents
Pennycooke is associated with 1 patent, titled “Controlling an Interaction Using Online Account Opening Indicators.” The invention describes a system that receives an interaction request for an electronic account type and evaluates it against restrictions in an entity’s security profile. The system identifies an authorized online account-opening indicator and compares the requested account type with that indicator. If the request is inconsistent with the restriction, the system can challenge the interaction; if it is consistent, the system can initiate it.
Career Highlights
Pennycooke’s listed patent connects his work at Truist Bank with security controls for electronically initiated interactions. The approach uses account-opening indicators to help determine whether a request should proceed or require additional scrutiny.
Collaborations
Pennycooke’s listed coworker is Sudhakar Swaminathan. The available information identifies this professional association but does not specify their roles in developing the patent.
Conclusion
Andrea Pennycooke’s patent focuses on applying online account-opening indicators to interaction security, illustrating how financial technology can use account information to guide whether a requested interaction is challenged or allowed.
Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile