Company Filing History:
Years Active: 2002-2011
Title: Alexander Kosowski: Innovator in Electronic Bill Payment Systems
Introduction
Alexander Kosowski is a notable inventor based in Hamilton Square, NJ (US). He has made significant contributions to the field of electronic bill payment systems, holding 2 patents that showcase his innovative approach to simplifying financial transactions for customers.
Latest Patents
One of his latest patents is titled "System and method for obtaining customer bill information and facilitating bill payment at biller websites." This integrated electronic bill presentment and payment (EBPP) system allows customers, including individuals, businesses, and organizations, to obtain bills and process payments at biller websites. The system efficiently gathers bills from various sources, including paper billers and electronic billers, using a software agent to scrape biller websites for customer bills. It also enables customers to set up user accounts at biller websites, facilitating seamless payment processes.
Another significant patent is the "Method and apparatus for identifying and visualizing differences in object model diagrams." This method involves comparing two models by identifying metadata and calculating signatures for objects within those models. It determines matching signatures and assesses whether the corresponding objects are equal, providing a robust framework for model comparison.
Career Highlights
Throughout his career, Alexander Kosowski has worked with prominent companies such as Metavante Corporation and Computer Associates. His experience in these organizations has contributed to his expertise in developing innovative solutions in the financial technology sector.
Collaborations
He has collaborated with notable professionals in the industry, including Eric W. Jamison and David S. Fortney. These collaborations have further enriched his work and expanded his impact in the field of electronic bill payment systems.
Conclusion
Alexander Kosowski's contributions to electronic bill payment systems and model comparison methods highlight his innovative spirit and dedication to improving financial transactions. His patents reflect a commitment to enhancing user experience and efficiency in the financial technology landscape.