Company Filing History:
Years Active: 2015-2018
Title: Akshaya Negi: Innovator in Financial Technology
Introduction
Akshaya Negi is a prominent inventor based in Charlotte, NC (US). She has made significant contributions to the field of financial technology, holding a total of 5 patents. Her innovative work focuses on enhancing the efficiency and security of financial transactions.
Latest Patents
One of her latest patents is titled "Real-time transactions for a virtual account." This invention involves a system that includes processors associated with a financial institution, which provides a financial account for users. The system features a dedicated interface between the financial institution and an external electronic payment service, allowing for real-time fund transfers to a virtual account. The funds become available immediately while the transaction is pending, enhancing user experience.
Another notable patent is the "Method and apparatus for providing real-time mutable credit card information and for providing sleep mode functionality." This invention describes a smartcard equipped with a microprocessor chip, a button, and a dynamic transaction authorization number. The smartcard can communicate with a smartphone to request and receive a dynamic transaction authorization number, ensuring secure transactions.
Career Highlights
Akshaya Negi is currently employed at Bank of America Corporation, where she continues to develop innovative financial solutions. Her work has positioned her as a key player in the advancement of financial technology.
Collaborations
Throughout her career, Akshaya has collaborated with notable colleagues, including James Gregory Ronca and Matthew Laine Donlan. These partnerships have contributed to her success and the development of her groundbreaking inventions.
Conclusion
Akshaya Negi is a trailblazer in the financial technology sector, with a focus on real-time transaction solutions and secure payment methods. Her contributions are shaping the future of financial services and enhancing user experiences in the digital age.