Aarthi Gupta

Title: Aarthi Gupta and an Intelligent Authentication Invention.

Introduction

Aarthi Gupta is an inventor associated with Maharashtra, India, and Bank of America Corporation. Her work includes an invention focused on verifying identities during online and mobile resource transactions.

Latest Patents

Gupta is associated with 1 patent: “Intelligent Precursory Systematized Authentication.” The invention uses machine-learning models to assess whether a resource provider and recipient have been in contact, drawing on call-history information and GPS data from their mobile devices. Based on that assessment, the system can authenticate the recipient, request additional verification, or offer the provider options for further authentication. Additional checks may include confirming that both parties’ stated purposes for a pending transaction match or using a one-time password generated by the provider.

Career Highlights

Gupta’s listed patent work addresses identity verification for online and mobile transactions. The approach combines contact-history signals, location data, and optional verification steps to support authentication decisions.

Collaborations

Gupta is listed as a coworker of Raja Arumugam Maharaja. The patent information provided also associates her with Bank of America Corporation.

Conclusion

Aarthi Gupta’s patent describes a machine-learning-based approach to transaction authentication that uses contact patterns and additional verification options to help assess a recipient’s identity.