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For the Inventor, By the Inventor

Spokane, WA, United States of America

Ecardless Bancorp, Ltd.


USPTO Granted Patents = 11

% Expired Patents = 72.7


Forward Citations = 413

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2 inventors (with patents filed for the assignee):

goldMedal Randy D Sines (11 out of 65 patents)

silverMedal Randy A Gregory (11 out of 18 patents)


11 patents:

1. 10007940 - Transaction processing with payment agent (2018-06-26),
2. 9830602 - Transaction processing with non-internet communication (2017-11-28),
3. 9785942 - Methods for performing internet processes using global positioning and other means (2017-10-10),
4. 9202206 - Secure financial transaction processing using location information (2015-12-01),
5. 8719116 - Methods for purchases using customer computer (2014-05-06),
6. 8606647 - Methods for secure internet purchases (2013-12-10),
7. 8019658 - Methods for internet purchases using order parameters (2011-09-13),
8. 7599863 - Order file processing using order variables from two sources and authentication (2009-10-06),
9. 7599862 - Transferring funds in connection with internet orders using order variables from two sources and authentication (2009-10-06),
10. 7080048 - Purchasing on the internet using verified order information and bank payment assurance (2006-07-18),
11. 7006986 - Order file processes for purchasing on the internet using verified order information (2006-02-28),
Company Overview
Ecardless Bancorp, Ltd. is a financial technology company based in Spokane, WA, specializing in innovative payment solutions. The organization focuses on developing advanced digital payment systems that enhance transaction efficiency and security for businesses and consumers alike. With a commitment to leveraging technology for seamless financial interactions, Ecardless Bancorp aims to transform the way payments are processed, ensuring a user-friendly experience in an increasingly digital economy.
Profile summary synthesized from public USPTO records and patent filings.

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USPTO Data Jan 1 1976 - Oct 20 2026

11 Patents

#28 in Spokane, WA

#629 in Washington

#27,529 in US

#51,801 in the World

Spokane, WA (US)
Spokane, WA, United States of America

Ecardless Bancorp, Ltd.

Forward Citations = 413

2 inventors:

goldMedal Randy D Sines (11 out of 65 patents)

silverMedal Randy A Gregory (11 out of 18 patents)

IDiyas Innovation Intelligence. (2026). Company Patent Portfolio: Ecardless Bancorp, Ltd.. Retrieved from https://idiyas.com/company/ecardless-bancorp

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

Data Sources: USPTO Patent Grant XML, Patent Center, EPO & CIPO • Normalized by IDiyas Innovation Graph. Methodology & provenance architecturePlease report any incorrect information to [email protected]
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