For the Inventor, By the Inventor

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San Francisco, CA, United States of America

Affirm, Inc.

USPTO Granted Patents = 29

Trademarks = 19

Forward Citations = 94

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46 inventors (with patents filed for the assignee):

Aaron Ng Ligon (10 out of 10 patents)

Jeffrey Howard Kaditz (10 out of 28 patents)

Andrew Gettings Stevens (10 out of 56 patents)

4. Manuel De Jesus Arias (9 out of 9 patents)

5. Tarak Upadhyaya (6 out of 7 patents)

6. Juan Lozano (6 out of 8 patents)

7. Daniel Hung (6 out of 7 patents)

8. Adam Douglas Smith (6 out of 70 patents)

9. Daniel Kaufman (5 out of 5 patents)

10. Max Levchin (5 out of 12 patents)

11. Christopher Beckmann (5 out of 10 patents)

12. Roberto Novoa (5 out of 5 patents)

13. Bradley Neale Selby (4 out of 4 patents)

14. Youyou Yang (3 out of 3 patents)

15. Edward Oistacher (3 out of 3 patents)

Core Competencies:

Merchant Self Service

Financing

Payment Failures

Down Payments

Passwordless Logins

Consumer Checkout

Machine Learning

E-Commerce

Refinancing Tools

Product Ranking

Code Navigation

Group Purchasing

29 patents: Sort by Forward Citations

1. 12586132 - Method and apparatus for facilitating merchant self service with respect to financing and content support for marketing events (2026-03-24),

2. 12505453 - System and method for making purchase payments after payment failures (2025-12-23),

3. 12367474 - System, method and apparatus for providing voluntary down payments for online purchases based on credit (2025-07-22),

4. 12316629 - System and method for passwordless logins (2025-05-27),

5. 12314912 - Method and apparatus for managing financial transactions for selective conversion to buy now, pay later financing (2025-05-27),

6. D1071950 - Display screen with transitional graphical user interface (2025-04-21),

7. 12182847 - Method and apparatus for providing recommendations based on return data (2024-12-31),

8. 12086878 - Refinancing tools for purchasing transactions (2024-09-10),

9. 12026773 - Refinancing tools for purchasing transactions (2024-07-02),

10. 11961143 - Method and apparatus for facilitating merchant self service with respect to financing and content support for marketing events (2024-04-16),

11. 11948152 - System and method for making purchase payment after payment failures (2024-04-02),

12. 11941033 - Method and system for syntactic searching (2024-03-26),

13. 11870773 - System and method for passwordless logins (2024-01-09),

14. 11842392 - System, method and apparatus for providing adaptive consumer checkout options (2023-12-12),

15. 11822918 - Code search and code navigation (2023-11-21),

Company Overview

Affirm, Inc. is a financial technology company based in San Francisco, specializing in providing point-of-sale financing and buy now, pay later solutions. The company focuses on creating transparent and flexible payment options for consumers, enabling them to make purchases while managing their budgets effectively. Affirm's technology integrates seamlessly with various e-commerce platforms, enhancing the shopping experience by offering personalized financing solutions that cater to diverse consumer needs.

Profile summary synthesized from public USPTO records and patent filings.

Company Badge

USPTO Data Jan 1 1976 - Oct 13 2026

29 Patents

#163 in San Francisco, CA

#2,767 in California

#11,625 in US

#22,552 in the World

San Francisco, CA, United States of America

Affirm, Inc.

Forward Citations = 94

46 inventors:

Aaron Ng Ligon (10 out of 10 patents)

Jeffrey Howard Kaditz (10 out of 28 patents)

Andrew Gettings Stevens (10 out of 56 patents)

4. Manuel De Jesus Arias (9 out of 9 patents)

5. Tarak Upadhyaya (6 out of 7 patents)

IDiyas Innovation Intelligence. (2026). Company Patent Portfolio: Affirm, Inc.. Retrieved from https://idiyas.com/company/affirm

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

Data Sources: USPTO Patent Grant XML, Patent Center, EPO & CIPO • Normalized by IDiyas Innovation Graph. Methodology & provenance architecturePlease report any incorrect information to [email protected]

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