Company Filing History:
Years Active: 2013-2024
Title: Innovations of Xiaolan Pang
Introduction
Xiaolan Pang is a notable inventor based in Thousand Oaks, CA (US). He has made significant contributions to the field of finance and technology, particularly in the area of mortgage-backed securities. With a total of 4 patents, his work has had a considerable impact on how cash flows are managed in this sector.
Latest Patents
Xiaolan Pang's latest patents focus on systems, methods, and computer products for directing cash flows associated with mortgage-backed securities. These innovations provide mechanisms for directing cash flows to back other securities without collapsing the original mortgage-backed security. His patents analyze mortgage-backed securities or sets of loans to identify cash flows from mortgages with specific desirable characteristics. The cash flows are then directed to subgroups or pools that support new mortgage-backed securities. This approach allows the desirable cash flows to be available to issuers or prospective investors without jeopardizing the integrity of the original mortgage-backed security.
Career Highlights
Throughout his career, Xiaolan Pang has worked with prominent organizations, including the Federal Home Loan Mortgage Corporation, commonly known as Freddie Mac. His experience in these institutions has equipped him with the knowledge and skills necessary to innovate in the financial technology space.
Collaborations
Xiaolan has collaborated with various professionals in his field, including Mark David Hanson and Marian J. Gora. These collaborations have likely contributed to the development and refinement of his innovative ideas.
Conclusion
Xiaolan Pang's contributions to the field of mortgage-backed securities through his patents demonstrate his expertise and commitment to innovation. His work continues to influence the financial technology landscape, providing valuable solutions for managing cash flows in complex securities.