Beijing, China

Xianghao Nan



Average Co-Inventor Count = 1.2

ph-index = 1

Forward Citations = 2(Granted Patents)


Company Filing History:


Years Active: 2012-2025

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3 patents (USPTO):Explore Patents

Title: Innovations of Xianghao Nan in Digital Banking

Introduction

Xianghao Nan is a prominent inventor based in Beijing, China. He has made significant contributions to the field of digital banking and currency, holding a total of three patents. His work focuses on enhancing security and efficiency in financial transactions through innovative technologies.

Latest Patents

Xianghao Nan's latest patents include a CPK-based digital bank, a digital currency, and a payment method. The digital currency serves as a core component of the digital bank. It is realized through a CPK digital signature, which allows a payer to provide various authenticity certifications. These certifications include account authenticity, amount authenticity, and fund allocation authenticity, effectively preventing crimes both inside and outside a bank. The digital currency utilizes an account identifier as its account number. It is designed for both online and offline operations, catering to face-to-face trade requirements among numerous retail accounts. The CPK digital bank operates using a CPK chip, enabling users to verify the authenticity of the digital currency without the need for additional devices.

Career Highlights

Throughout his career, Xianghao Nan has worked with notable companies such as Js Bochtec Co., Ltd. and Beijing E-henxen Authentication Technologies Co., Ltd. His experience in these organizations has contributed to his expertise in digital banking technologies.

Collaborations

Xianghao Nan has collaborated with various professionals in his field, including his coworker Zhong Hai Chen. Their joint efforts have further advanced the development of innovative financial solutions.

Conclusion

Xianghao Nan's contributions to digital banking and currency are noteworthy, showcasing his commitment to enhancing security and efficiency in financial transactions. His innovative patents reflect a deep understanding of the challenges in the banking sector and offer practical solutions to address them.

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