Company Filing History:
Years Active: 2023-2024
Title: Innovations by Vidyasankar Narayanan
Introduction
Vidyasankar Narayanan is an accomplished inventor based in New Castle, DE (US). He has made significant contributions to the field of financial technology, particularly in the area of customer pre-approval and underwriting processes. With a total of two patents to his name, Narayanan's work has the potential to streamline financial product offerings for customers.
Latest Patents
Narayanan's latest patents focus on systems and methods for pre-approving and pre-underwriting customers for financial products. One of the methods involves receiving targeting criteria based on current accounts, assets, creditworthiness, and credit risk for financial product offers. The process includes identifying a target population of customers, reviewing each customer for underwriting based on inferred income and existing accounts, and determining the best channel to present the offer. This innovative approach ensures that customers receive pre-approved and pre-underwritten offers efficiently, enhancing their experience with financial institutions.
Career Highlights
Vidyasankar Narayanan is currently employed at JPMorgan Chase Bank, N.A., where he applies his expertise in financial technology. His work contributes to the bank's efforts in improving customer service and product offerings. Narayanan's innovative mindset and dedication to enhancing financial processes have made him a valuable asset to his team.
Collaborations
Some of Narayanan's notable coworkers include W David Thomas and Claimonte Nelson. Their collaboration fosters a creative environment that encourages the development of innovative solutions in the financial sector.
Conclusion
Vidyasankar Narayanan's contributions to financial technology through his patents and work at JPMorgan Chase Bank, N.A. highlight his commitment to innovation. His methods for pre-approving and pre-underwriting customers are set to transform the way financial products are offered, ultimately benefiting both institutions and customers alike.